I was talking to my best friend on the phone last night about how broke I am.  I need to come up with $330 by Friday to pay my part of the rent.  My roommate can’t afford to pay it on her own and its not her problem anyway.  My friend suggested that I find a payday cash loan.  I have never used one of these before and didn’t really understand how it works.  She explained that once I am approved the lender will deposit the money in my account, usually the same day.  Then they will just debit the payment as agreed to directly from my account on my payday.  She told me I can even spread the payments of several pay periods.  This sounds like a good solution to my current problem.